Good Faith Estimate

| Data Input | Good Faith Estimate |


	Fill in the blueboxes only!				Rate
	Value		% Down/LTV				Refinances Only
		0	% ONLY			Months
Program #	1	Conventional	2 nd Trust Deed		Refinance Programs

	8	FHA			14	Conventional	Actual Taxes

Income	11	Jumbo Fixed	Rate	Term	15	FHA	Actual Hazard

	12	VA			16	VA

Debt	13	VA NO/NO	% ONLY		17	Jumbo	Existing Loan Balances
0
0

Front Ratio			PMI Factor



Back Ratio		Buyer Paid Orig.	Pre-Paid Appraisal & Credit				VA Funding Fee

		Seller Paid Orig.					2%

HOA Dues		Buyer Paid Disc.	Deposit	Seller Credit		Combo Blended Rate

		Seller Paid Disc.

| Data Input | Good Faith Estimate |

OAKTREE FUNDING CORPORATION

Client(s)

Address

Loan-to-Value

CLTV

Interest Rate of

Mortgage Amount

2nd Trust deed'

Taxes

Total Mortgage Amount

% Down Payment

% Down Payment for 8,12.13,15,16

Sub-Total

SFR = 0, PUD = 1, Condo = 3

2nd Trust Deed'

Program

Term of Loan

Total

Estimated Closing Costs

Seller Paid

Buyer Paid

Loan Origination @

Loan Discount @

Subsidy Fee

0.00%

Monthly Mortgage Insurance Renewal Rate

Appraisal

Credit Report Fee

Tax Service Contract

Underwriting Fee

Document Preparation Fee

$200

Loan Processing Fee

Title Insurance

ALTA

Settlement/ Escrow Closing Fee

Notary Fee

Recording Fee

Wire Fee

Miscellaneous

Flood Certification

2nd Trust Deed Fees

Escrow Pad

$200

Total Closing Costs less the Financed Mortgage Insurance (if applicable)

165000

318

Estimated Prepaid Items:

Interest @

per day for:

days

Fire Insurance @

months ( 1 year + 2 months impounded)

Tax Impound @

months

Mortgage Insurance @

months

Total Prepaids

Total Closing Costs + Prepaids

Down Payment

Total Cost of this Transaction

(Less)

Appraisal & Credit

(Less)

2nd Trust Deed

This is not a commitment to lend. Your loan must meet all requirements of Oaktree Funding Corporation. If this purchase involves a Condominium or PUD unit, the entire project must meet certain requirements in order for your loan to close. You may wish to inquire concerning these additional project approval terms. The above Good Faith Estimate of Settlement Charges is made pursuant to the requirements of the Real Estate Settlement Procedures Act and gives an estimate of most of the charges you will have to pay at the settlement of your loan application. These figures are estimates only and the actual charges due at settlement may be different. This list may not cover all litems you may be required to pay at settlement and may reflect items which your seller has agreed to pay. These figures are estimates only and the actual charges due at settlement may be different.

The Federal Equal Credit Opportunity Act prohibits creditors from discrimination against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.

I acknowledge receipt of this Good Faith Estimate and HUD Settlement Costs Booklet.

Applicant

Date

Oaktree Funidng Corporation 800-429-500

312 N. Mountain

Date Prepared